September 17, 2018 | Future of Business and Tech

Utilizing Reverse Mortgages to Conserve Your Retirement Nest-Egg

By: Shelley Giordano

Every person who has ever created a budget knows that the more monthly expenses there are, the trickier it is for the paycheck to do its job. This challenge is magnified in retirement. Since you are no longer receiving income from a job, those monthly expenses can represent a very large chunk of your cash flow.

September 12, 2018 | Forbes

A Brief History Of Reverse Mortgages

By: Wade Pfau

If, after considering other housing options, you have decided to remain in an eligible home (or move into one), you may want to consider a Home Equity Conversion Mortgage (HECM – commonly pronounced “heck-um”)—more commonly known as a “reverse mortgage”—as a source of retirement spending.

September 12, 2018 | Reverse Mortgage Daily

Task Force Issues Call for Education on HECM Repayment Pitfalls

By: Maggie Callahan

As the industry has positioned the Home Equity Conversion Mortgage as a strategic retirement tool for more affluent borrowers, an industry trade group recently issued an important warning: Do not accidentally terminate your loan by paying down your balance too low.

September 5, 2018 | Reverse Mortgage Daily

Navigating the Risks and Rewards of Reverse Mortgages and Financial Advice

By: Alex Spanko

A recent article from a well-known reverse mortgage proponent suggested that rules regarding cross-selling the loans and other financial products may have gone too far — a suggestion that was met with both caution and some qualified support from the larger Home Equity Conversion Mortgage community.

August 30, 2018 | Scotsman Guide

Reverse Mortgages are Gaining Acceptance Slowly

Seniors are living longer and need to stretch their retirement savings and portfolios for many decades. A body of research suggests that a reverse mortgages can help do that.

August 28, 2018 | HousingWire

Here's Why Some Financial Advisors Aren’t Allowed to Discuss Reverse Mortgages

By: Jessica Guerin

Reverse mortgages are not the loan they used to be. Once used largely as a loan of last report by seniors unable to make ends meet, they have undergone substantial policy changes over the years that have repositioned them as a worthy financial planning tool.

August 6, 2018 | HousingWire

The Funding Longevity Task Force Wants YOU… To Know About Reverse Mortgages

By: Jessica Guerin

Most financial advisors are uninformed and misinformed when it comes to the importance of reverse mortgages, and it’s time for this to change. This is the founding principal of the Funding Longevity Task Force.

July 31, 2018 | PR Newswire

Funding Longevity Task Force at The American College of Financial Services Announces New Members

The Funding Longevity Task Force at the American College of Financial Services is pleased to announce that Pete Neuwirth, FSA, FCA, and Barbara Stucki, PhD, have joined in the group's mission to bring rigor to the study of housing wealth in retirement income planning.

June 20, 2018 | PR Newswire

Housing Wealth For Homeowners 62 Reaches $6.8 Trillion In Q1 2018

Housing wealth for homeowners 62 and older grew to $6.82 trillion in Q1 2018, an increase of $177 billion in senior home equity over Q4 2017, reports the National Reverse Mortgage Lenders Association today in its quarterly release of the NRMLA/RiskSpan Reverse Mortgage Market Index.

June 3, 2018 | Reverse Mortgage Daily

Retirement Expert Joins Call for Broker-Dealers to Lift Reverse Mortgage Ban

For the last several years, the reverse mortgage industry has worked hard to build connections with financial advisors and educate them about the important role housing wealth can play in retirement income planning.

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